Grapple Tech

Embedded Finance, Lend-Tech & AI Powering Your Lending Ecosystem

  • Embedded Finance
  • Lend - Tech
  • GrappleAI

Grapple SME Lending Solutions

Grapple has developed market-leading proprietary software, leveraging technology to increase efficiency and reduce risk. Development of the Grapple platform began in 2017, running Grapple's invoice and trade finance lending business. Our domain knowledge in invoice and trade finance enables us to customise and develop an agile platform built specifically for lending to Australian SMEs.

Leveraging API integrations and Ai technology, Grapple has centralised all the tools required to manage a portfolio into a single platform:

  • Leveraging API integrations and Ai technology
  • Integrated Ai assistant - Chatbot
  • Integrated Ai document assessments
  • On-platform AML & KYC
  • Credit Agency monitoring & reporting
  • ABR look-up, status monitoring & reporting
  • Slack integration for team comms
  • Centralised document storage - AWS

Built-in features:

  • Prospect & Sales management
  • Underwriting decisioning
  • Client Audits
  • Real-time risk alerts
  • Banking & Payments
  • Client communications

Your Lending, but Better

Grapple's Lend-Tech is built for every kind of lending ecosystem

Whether you're a:

  • Invoice or trade financier
  • Bank or non-bank lender
  • Fintech startup or credit fund
  • Aggregator or broker platform
  • Alt-finance player entering business lending

Grapple delivers end-to-end infrastructure for modern lenders and platforms—providing automated onboarding, intelligent dashboards, credit decisioning, preventative risk management, and deep API connectivity to major accounting platforms, banks, credit agencies, PPSR, and KYC providers.

Our modular tools, automated reporting, and compliance-ready systems help you lend smarter, scale faster, and stand out in a competitive market.

Grapple Monitor Dashboard

Empower with grappleAI

The AI Co-Pilot for Smarter Business Lending

GrappleAI empower your team with instant credit assessments across clients, contracts, invoices, debtors, suppliers and equipment, with GrappleAI you have the ability to connect your database for instant querying of client data, risks and recommendations. Gain deep data validation checks, reporting, document creation and risk insights in a secure environment—before even opening a file.

Results:

  • Efficiency
  • Faster decisions, fewer mistakes
  • Improved consistency across teams
  • More bandwidth for high-value deals

Your knowledge base and data + GrappleAI = faster, sharper lending.

AI Dashboard

Features

Grapple AI is a domain-specific, white-labelled, AI assistant specifically designed for modern lending, broking, and aggregator teams.

SMART Assistant

  • Deep knowledge base
  • Information sourced from lender policies & procedures
  • Guidance on process flows and next step options

Creditworthy Online Profile

  • Bulk online profile checks of clients & stakeholders
  • Website age & authenticity
  • News articles
  • Customer reviews
  • Client legitimacy

Contract + Invoice Check

  • Review client agreements and invoices en masse
  • Invoice validity and document cross checks
  • Fraud detection and error checks

Financial + Risk Assessment

  • Analyse complex financial data in minutes
  • Get pertinent advice based on financial analysis
  • Review portfolio metrics against credit policies

Client Self-help Tools

  • Clients can benefit from GrappleAI review of their contracts and financials
  • Clients can recieve timely answers to FAQs
  • Empower clients and unburden your team